Abacus Credit & Loan  - Personal Loans - Home Loans - Auto Loans                        

 The Bad Credit Headquarters™  
Military-Loans -VA Loans - G-S Employees Personal Loans Guaranteed VISA  Home Loans
Auto Loans  Credit Repair    Quick $500-$1000  Debt Reduction 
   

      Since 1998    Bad Credit     Good Credit     Horrible Credit
 You may have been turned away elsewhere, but everyone is welcome here!
Go direct to the application Click Here         Frequently Asked Questions       Privacy

  Thanks! Thanks! Thanks!
"I recently received a loan and I have you to thank.  Aileen

Hi there, I recently signed up for your services and was able to get the debt consolidation loan that 
I needed, which was GREAT!  Kristina
Read more testimonials

Cash in hand!              10-30 days!                                            It's Guaranteed!

 Special:    $5000 Holiday Bill Paying Loan: Click Here  

50,000 satisfied clients a year can't be wrong!
Personal Loans - Unsecured Loans - High Risk Loans
Don't let bankruptcy, liens, divorce, charge offs, etc. stop you from getting a loan.
Pre-Qualify For Your Loan Click Here
New Personal Loan Gold Service Click Here 

Quick $5000 Loan: Click Here
 

• If you need a loan and have bad credit we really can help you today!

• It's guaranteed you will get your unsecured loan or your money back. That's a guarantee!

• Even bankruptcy and repossession cases get approved for bad credit personal loans.

• At Abacus we understand how hard it is to get unsecured personal loans with bad credit. 

• We've been in the credit business since 1998. 

• We've seen the economy when it was good and bad and we know how careful you must be on the Internet when it comes to doing business. We are serious about our customer service!

• We service individuals and small businesses that have bad or unproven credit history.
  If your credit is not too bad, try here first, (HFC - it's free to apply) and if you are not approved, come back and see us about getting a bad credit personal loan.

• If bad credit unsecured personal loans are going to be offered to you, regardless of your history of late payments, etc., it has to be understood from the beginning that we will be expecting all payments to be made on time and a definite effort made to correct any bad habits you have had in the past. Even bankruptcy does not rule you out. 

• But you have make the conscious decision to pay your bills on time or we don't want to deal with you. It's that simple.  Go direct to the application Click Here                Pre-Qualify For Your Loan Click Here

• Think this out, if you can't make the payments..............please don't apply.

• We have spent over 20 years in businesses where customer satisfaction has been up-most in our minds.  
  We want your goals to be reached and will be happy if we play a small part in it.

• Considering we serve over 50,000 clients a year for a variety of services, we think that we have a pretty good record. 

• Those are clients, not web site visitors, real people who actually used one or more of our services, signed up for one or more of the programs we offer or purchased one or more of our products! 

• We are proud of our service record and you can see it displayed in the email testimonials located on this 
  web page.

• By the time you reach this website you may have already visited that large collection of websites which have sprouted up since we began in the 1990's. 

• They are offering everything under the sun and guarantees of hundreds, even thousands of companies that can bankroll your loans, no matter how much you want to borrow and how bad your credit is. 

• Seriously, do you think there are thousands of companies out there ready to offer funding for bad credit personal loans?    There are not.   Just a handful actually.   Go direct to the application Click Here

• We know the newest and most lenient of the lenders out there that offer these bad credit loans.

• When you work with us you are working with the original.  

• Unconvinced? Are you thinking this sounds too good to be true, that nobody will give you a loan? 
  Then read on and see how it all makes sense. 

• Look, you're here because you're literally searching for results. You don't want empty promises, you don't want excuses, you just want a way to get a loan without having to pay through the nose for it and without spending hours of wasted time getting negative results.. 

• Have you been going through the cycle of depositing a pile of money to an agent or broker and/or get lame performance from some kind of web-banner ad or a direct mail or email list. You may been burned or you're just burned-out on what hasn't been working.

• Well you have finally come to the place where you have the best chance for a solution. We are so sure we can help you, that we guarantee it in writing!

• Below is a loan chart which shows as an example, the amount of a personal loan, monthly payment, how many years it takes to pay off the loan, and the total amount repaid including interest. Interest in this example is 9%.
  Every lender has their own specific interest rates and terms.

Home Ownership is not required!
Go direct to the application Click Here

• If the loan you need is between $2500 and $150,000 you can most likely be helped with our program, and in addition to many great lenders in our complete package, we offer several other special products. 

• Loan companies that specialize in lending unsecured loans to people who have bad credit history or no proven track record. 

• You have the best chance of getting the loan you are looking for and not spinning your wheels and not lowering your credit score any more.

• Over the years we have searched and searched for lenders that fall into this category and although it does not have "hundreds or thousands" of lenders, it does have the small list of places that do offer these type of loans and brokers who specialize in finding and matching lenders and borrowers. And we have "weeded out" the worst.

• Constantly updated and you have access for one year! We update about every two months.  
  See what else is included in our Package below. 

• You might be able to find all these places yourself by searching through all of the search engines, newspaper advertisements, and spending hours and hours reading through the "hundreds of web sites" claiming they can get you a personal loan with bad credit. But save your time and frustration, get it here without the "fake" listings often included elsewhere.

• If you feel like you don't have the time and you don't feel sure about picking from the masses of claims out there.
  Try us. We won't disappoint you.  Go direct to the application

• Sorting out the "good guys" from the "bad guys" is no easy task. We care about our clients and we regularly update our Package which includes the list of places where you can actually get an unsecured personal loan. 

• We remove any company that we get complaints about so you know we will not steer you in the wrong direction. 

• We must point out that if you have a bad experience with any company we refer you to, you must let us know. 

• Our clients have been our eyes and ears and over the years we have listened!

• The question often comes up. Can you guarantee me a personal loan? And if not, why charge a fee.

• Our guarantee is that if you do not get the loan you pay nothing. 

• Try at least two places and if you get turned down for the loan in the amount you require, we will gladly refund your fee. 

• Please remember to avoid the pitfall of too many credit inquiries. 
  (see: a way to avoid this pitfall below.)

• But if you are here because you have bad credit and or high debt, and you don't make some effort to get out of the hole..... The chances are, you never will get out of the hole. 

• It might hurt a little to get started but the payoff is worth it.

• Although we specialize in locating the lenders who offer personal loans, we give you so much more in our special "VipCredit Package". 

• You get it all. Some items in this comprehensive package may not help you now but you may have need of them in the future. A package worth over $500.00.

• Go Direct to the Application - Click Here     Frequently Asked Questions Click Here

"We just want to make it simpler for you. No big fuss."

You have nothing to lose!
Our Iron Clad - Money Back Guarantee:        
Although it does not happen often, we will refund  your fee because you were turned down, 
if for any reason you did not receive a genuine offer of a loan. 
Just show us you applied at two places or more and were declined and you will get a 
quick and easy full refund of your payment! 
Personal Loans - Trusted - Dependable - Confidential - Proven Since 1998  
________________________________
Wait! - Think this out!
If you can't make the payments or you are not serious: Please........don't apply. 
But if you are serious: You get instant access for one year!
One payment of  only $36.95 click on your choice:
 Don't stop now. - Take the next step.
 The cash you need. Usually in less than 30 days!


Get This Loan!
>>>>>>>>> Sign Up and Apply Now <<<<<<<<<
Then Apply for your loan: Click on your choice:  
After clicking on your choice, you will be taken to the secure order page.
Remember, you will become a member instantly! 
Access to the lenders where you can apply right away!   All sign-ups handled on secure servers!   
Protected by Fraud Control Who Prosecutes   All Fraud Attempts and Protects Individual Privacy
Frequently Asked Questions              More Information Click Here

                           Sign up now using PayPal                           

Customer's keep writing:

• Hi there, I recently signed up for your services and was able to get the debt consolidation loan I needed, 
  which was GREAT!  Kristina

• This is a really good service and a few of my friends I told about it were able to get help. 
  Sincerely Mrs S. 

• I would just like to Thank You. Good Job!  Thanks Juli 

• Marlon Writes:
  "I HEARD ABOUT YOUR WEBSITE FROM A FRIEND.  HE WAS IN A HORRIBLE CREDIT SITUATION AND HE FOUND YOUR LOAN SITE.  HE SIGNED UP AND HE GOT THE LOAN.  I WAS VERY SKEPTICAL THAT IT WOULD WORK FOR ME.  HE IS ALL IN THE CLEAR NOW. HE RECEIVED A CHECK TO PAY OFF ALL OF HIS DEBTS AND HAD MONEY LEFT OVER FOR A DOWN PAYMENT ON A NEW CAR."
   MARLON

Ron from New York writes: 
HEY,  I LIKE FAST PROMPT SERVICE AND GOOD RESULTS...last week our loan was approved and today we got the check. 
All I can say is thanks!

Ron from New York writes: 
HEY,  I LIKE FAST PROMPT SERVICE AND GOOD RESULTS...
last week our loan was approved and today we got the check.. All I can say is thanks!

_________________________________

Sign up by mail: money order: 
If you have none of the above payment options available, or if you prefer: 
You can send a $36.95 money order made payable to 
EGM Services and
include your email address 
(please print it twice please) 
We will email you login to our member area upon receipt: 

Send to:
EGM Services
P O Box 430
Seville, FL  32190
__________________________________________

More Information Click Here

Pre-Qualify For Your Loan Click Here

Here's What's Included in your Complete Package:

1. The proven list of bad credit loan companies that offer loans and or service for loans 
   for people with bad or no credit.

2. A credit repair kit which leads you through the process of fixing errors on your credit report.

3. Instructions on how to buy real estate with no money down and no credit check 
   (as seen on TV).

4. The VipCredit Manual which is web based and regularly updated with the latest credit advice. This is a freebie on our site.

5. The list of Proven companies where you can get VISA and other Credit Cards with 
   no credit check.

6. Instructions on how to purchase a used vehicle or boat with no money down and 
   no credit check.
   Total package worth over $500.00.

7. PLUS - these great extras that have nothing to do with your credit, 
   they're just extra! 
   You're not required to take them, but they are yours if you want them.
   3 day/2 Night Free Vacation in your choice of 26 destinations (Value over $250) 
   Satellite System (Value over $100)
   A free pair of Airline Tickets! Just for participating!
   Your tickets can be used to fly to almost anywhere in the world and you have up to 2 years to redeem them. They have a retail value of $1600.    

8. Go back to the form

9. Frequently Asked Questions

More Information - click here >>>

Free Credit Empowerment Zone
The more you know the better off you are!

Bad credit personal loans are one of the most requested loans in the world. Although you might think home loans or auto loans would be requested more often, the truth is that personal loans, especially bad credit personal loans are high on the list. Because of this, there are many disreputable ways to lose money if you are looking for that type of loan, personal loan with bad credit. If your credit is good, you are less likely to get taken in......this is because there are so many reputable companies that offer personal loans for people with good credit. 

We offer credit cards, personal loans, unsecured loans, high risk loans, loans to people with bad credit, signature loans, home loans, car loans and automobile refinance loans, pay day loans, cash advance loans,
debt consolidation loans and alternative loans specializing in bad credit.

Bad Credit     Good Credit     Horrible Credit

Personal Loans      Guaranteed VISA    Refinance Loan    Mortgage Loan    Auto Loan   Credit Repair    

  Quick $500-$1000    Debt Consolidation Plan


Glossary of Lending and Financing Terms

Questions? 

Contact:  Support - go to our help desk:  Click Here
Because we receive so many emails a day, and have so many different services, 
we may need additional information to find your records and/or to respond properly. 
When you send in your comment, please be specific and if you are an existing member, 
send your member receipt number.  
If we get an a message that reads something like this: "How long will it take?" 
It is hard for us to know who sent it, what it pertains to and how to reply.
Be specific as possible. We get questions about many different services. 
The more information you send the faster everything goes.

__________________________________

Our Privacy Policy  

We will never sell your information. We do not share ANY information with outside parties. To prevent unauthorized access, and ensure the appropriate use of information, we have appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use return email addresses to answer the email we receive and you have the option to "opt out" of our contact with you in the future. Such addresses are not used for any other purpose, are not shared with outside parties, and are never sold. Your information will not be kept on file after 6 months. It will be destroyed at that time.