Abacus Credit & Loan  - Personal Loans - Home Loans - Auto Loans                        
Personal Loans Bad Credit Loan Military Pioneer

    The Bad Credit Headquarters™   
  Bad Credit   201.gif (326 bytes)  Good Credit   201.gif (326 bytes)  Horrible Credit
 You may have been turned away elsewhere, but everyone is welcome here!
Personal Loans    Guaranteed VISA   Home Loans   Auto Loan   Credit Repair    Quick $500-$1000    Debt Reduction Plan    Glossary of Lending Terms

Pre-Qualify For Unsecured Loan - Find out how much you can borrow:  Click Here
New Personal Loan Gold Service Click Here 
See your credit score: Click Here

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Abacus Credit
Unsecured!
 100% Guaranteed  VISA & MC
 Are you having trouble getting Credit Cards?
We have the answer!
Bad credit VISA, visa with bad credit, credit cards for bad credit, unsecured credit cards, secured credit cards, we don't care!

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 Check our 
Frequently Asked Questions Section Click Here
  Abacus Loans is proud to offer Credit Cards to everyone.

Especially those who have had trouble getting Credit Cards.

Re-establish your credit!

Start Enjoying the New Lifestyle that Credit can bring!

Not having a Credit Card is like being out of the loop! Really out of the loop. We guarantee you a VISA and Master Card.
Click Here to Order Now

Without a Credit Card, you have to live on a cash basis. You can't just go out to dinner and a movie on the spur of the moment and have that ease of payment a credit card offers.

We have the right answer!
 Now you too can enjoy the benefits, privileges, 
and pride that come with owning your own credit cards!

They just keep writing! Here's what our customer's are saying about the......

Abacus Guaranteed Unsecured VISA Package:
"Actual Customer E-mails"

Harriet writes: "I would highly recommend your services to others that I know, because
Abacus has been honest with and responsive to me.  You cannot say that about many companies today. - Thanks again!"

William in Wisconsin writes:  Dear Abacus, I have referred your website to my family already because......... 
 as far as loans go, I know it will be of help to
others I know.

William of Colorado writes: Thank you Abacus for your understanding and 
patience believe me in
today's world that is a very hard thing to find!

Abbey  in Texas writes: thank you very much, Abacus, for your prompt response and help.

Jim of Vermont writes: I would like to thank you for your generosity in the handling of
 my request....... I 
do appreciate your actions 
and  will consider..... your
service...in the future.

Ted in Montana writes:
Thanks Abacus!!

Jason G. in Washington writes: I just want to say that I really did not think you could get me a credit card. I had been turned down so many times before. But today I got my VISA Card. And best of all I didn't even have to make a deposit and I got instant $500 credit limit! When I ordered your package, it  was the best $25 I ever spent. All I can say is thanks, Abacus!

With a VISA Credit Card,  you will be able to  access cash
and cash advances from ATM machines anywhere in the world,  24 hours a day!

Accepted at over 15 million locations.

Now you too can enjoy the benefits, privileges, and pride that come with owning your own credit cards!

We will not pull a credit report. There will be no inquiry into your credit file.
You may be aware that frequent credit inquiries can lower your prospects for favorable credit ratings.

We really want to help you. 
That's why we're here.
And we are so sure we can do what we say we can do that we have a 100% money back guarantee!

We are going to be around for a long time. Our aim is to please you and do right by you.

We are saving you hours of frustrating research and exhausting effort. We did it for you.

We've been in the service business 
for 16 years! 


We provide service 
to our customers! 
Note that it says "we provide" and not "we offer",  
there is a big difference.

We follow all of the Federal Trade Commission rules and requirements,
we are legal and we represent some of the largest Banks in the USA!

We are going to stay in business, helping people to get and restore their credit. 


We want to be the best in the business.
That means 
 Service Service!

We hope you will 
recommend us  
to a friend or relative who might
need help in the same way.

 

We know it is difficult to tell nowadays on the Internet who to trust....but
"You will find us very responsive to our customer's needs and emails."

 

 
Without a Credit Card you can't buy airline tickets over the phone or internet.
Without a Credit Card you can't pay at the pump.
Without a Credit Card it's hard to get a check approved in a store.
Without a Credit Card you can't rent a car or make a simple hotel reservation.
Without a Credit Card you can't buy concert tickets over the phone or internet.
Without a Credit Card you can't call in and purchase that great product you saw on TV,
in fact .....you can't buy anything using the phone or internet.
Without a Credit Card you can't get your credit re-established because you can't get credit anywhere.
After all of the rejection it can even hurt your own self image.
Let's face it - It's like you are a
Second Class Citizen
Well, we have wonderful news for you!  
201.gif (326 bytes) We absolutely guarantee that you will get an Unsecured VISA Credit Card usually within 30 days.
201.gif (326 bytes) Our knowledge about lenders and their particular requirements permit us to send you only to those institutions who will actually offer you an Unsecured Credit Card. At Abacus, we play the Matchmaker matching your situation to the Credit Card Company that fits you. 

     Our Iron Clad - Money Back Guarantee:        
*Note: Although it does not happen often, we will refund  your fee because you were turned down, if for any reason you were not offered an unsecured credit card. Just show us you applied and were declined and you will get a quick and easy full refund of your payment! 

Order now and you will receive our Special 
"All Included Package"
 All for the low price of $29.95 
That is the regular price for the Credit Card / Personal Loan Package alone.
All of the other items have been added at no additional charge for this special test package.
This really is a special test.  No Gimmick!
This offer can end at any time.
It will run on only two special web sites for a period that is undetermined, later we will either end this offer or change all of the other web sites to this method. 
However it was that you located this special "All Included Sale Offer, 
we hope you take advantage of this great offer and help make it become the standard.  
Get 6 for the price of one!

You receive everything instantly via special member web pages:

Here's What You Get in the "All Included Package"
 
1.  The list of banks that offer credit cards - Guaranteed issue VISA.
You Are Going To Get This VISA!

2.The lenders who specialize in personal loans.* - Guaranteed! 
 The list of lenders and brokers for personal loans.
   You Are Going To Get This Personal Loan!  
3. Instructions on how to buy a home with no money down and no credit check.  
You Are Going To Get This House!
(This product is sold for $18.95 elsewhere on our web site.) 
This is a similar program to those you see on TV.
4. Instructions on how to buy the car you want with no money down and no credit check - when you are running out of options!  
You Are Going To Get This Car!
(This product is sold on our website for $25.00)
5. Instructions or kit for credit repair. All you need to do the job yourself.
You Can Do This!
(This product is sold on our website for $14.95)
6. Credit Secrets E-Book (Value over $29)
You Are Going Use This E-Book!

PLUS - these great extras that have nothing to do with your credit, they're just extra! 
You're not required to take them, but they are yours if you want them.

 3 day/2 Night Free Vacation in your choice of 26 destinations (Value over $250) 
 Satellite System (Value over $100), Cell Phone (value over $99)   
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Pay by Check, Credit Card, PayPal or Money Order

Trusted - Dependable - Confidential - Proven Since 1998
You get instant access and it lasts for one year!

Credit Card

100% instant access to our Complete Package!.

 Personal Check 

100% instant access to our Complete Package!
You will have to wait for your check to clear.
 Money must be in the account available for immediate draft.
  PayPal 100% instant Access to our Complete Package
Money Order We will email you the Complete Package upon receipt.


You have nothing to lose!

 Note:  This is a "no risk" situation! 
Your 30 day money back guarantee is immediately in effect!  

201.gif (326 bytes) Don't stop now.
201.gif (326 bytes) The next step is so easy
201.gif (326 bytes) You will have the Credit Card you want,
in your wallet
  You're Going To Get This Credit Card!  

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 Remember, you will receive your information instantly! 
 You get a special "All Included Package"!
 Both lists with Guaranteed issue - VISA, Personal Loans,  E-Book, Instructions on how to buy a home with no money down, Instructions on how to buy the car you want with no money down, Instructions or kit for credit repair, 2 special reports, Free Vacation, Satellite Dish, Free Cell Phone and Money Back Guarantee!
All for $29.95

Apply Now: Click on your payment choice: 
After clicking on your choice, you will be taken to the secure order page.
You can apply right away! 
All sign-ups handled on secure servers!   

personal loans for bad creditApply now using your Credit Card or Debit Card 

 

Personal Checks
Please note: Because we have had so many bad checks, 
 You will have to wait until your check clears to receive your information!
When the secured payment screen comes up, if it is asking for your credit card instead of personal check, there is a place on the form -  
look for the place where it says 
"Not using credit card? Click Here to pay by check"
Click Here
Your billing statement will show a charge from



personal loans for people with bad credit  Apply now using PayPal                           

 

 



bad credit personal loans Apply by mail: money order: 
If you have none of the above payment options available, or if you prefer: 
You can send a $29.95 money order made payable to 
EGM Services and
include your email address 
(please print it twice please) 
We will email you login to our member area upon receipt: 

Send to:
EGM Services
P O Box 430
Seville, FL  32190

                            

 

One Year Membership


 Click Here To Order Now You just can't go wrong! 
_________________


Safe - Secure- Confidential - Dependable

 

 

Email: 
"Thank You, I have nothing but good things 
to say about the job you have done."
Josie

Order Now To Receive These

    Special "Sale" Extras 
This really is a special test. No Gimmick. It will run on only two special web sites for a period that is undetermined, later we will either end this offer or change all or the other web sites to this method. However it was that you got to this special "All Included Sale Offer", 
we hope you take advantage of this great
offer and make it become the standard.  
 With Your Order! - Order now! - Click Here

201.gif (326 bytes) Instructions on how to buy a home with no money down: 
To read more about this product see where it is sold for $18.95 Click Here, 
201.gif (326 bytes) Instructions on how to buy the car you want with no money down: 
To read more about this product or see where it is sold for $25.00  Click Here, 
201.gif (326 bytes) Instructions or kit for credit repair: 
To read more about this product see where it is sold for $14.95  Click Here, 

If you order now we will also send you the 
201.gif (326 bytes) Credit Secrets 2001 Electronic Digital Book!
201.gif (326 bytes) This E-Book is a $30.00 value and it is absolutely free if you order now!
201.gif (326 bytes) It is a 4 minute download to your email at a 28.8 speed modem.
201.gif (326 bytes) 54 Chapters of information you need now! And for the rest of your life!
201.gif (326 bytes) Knowledge is POWER!
201.gif (326 bytes) It will be delivered to your email box shortly after the transaction is complete!
Note, The free E-book comes in a .exe file which may not be downloaded on some WebTV or employer email servers. This would not be grounds for a refund since it is included free anyway..

And that's not all!

Vacation: 3 days/2 nights in your choice of 26 destinations, including these great vacation spots: Honolulu, Las Vegas, Cancun, New Orleans, Victoria, BC, Palm Springs.....Value over $250
Note: This offer is not connected with any timeshare presentation.  
No other purchase is required.

We have a special relationship with DishNetwork, and 
 201.gif (326 bytes) We also include a Dishnetwork Echostar Stereo Satellite System  "$200 value! - it's a real deal!"
Yes it is absolutely free with your purchase. (Redeem only if you desire the system) -  No Credit Check!
Offer available anywhere in the continental USA. - Sign up for one year's worth of programming from Dish Network (as low as $35.99 per month).

 

      We have a no risk guarantee!     

 

 

 

Other Credit Links

The Top Web Sites  
For unsecured loans and ways to raise money for good or bad credit:
Click Here

HFC Personal Loans
 HFC Personal Loans Click Here to apply now!

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New: Loans to $10,000 for the  Military and GS Employees
Offering competitive interest rates and loan products for all ranks, 
and our online application is available 24 hours a day, seven days a week. 
Bad credit approved!
Loans approved in about 2 hours!       Click Here to apply now!

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Military,  Police, Fire Fighters, Teachers 
All State and Federal Employees! 

Bad Credit is approved!  
100% financing!
Computers, TV,  Appliances, Stereo, 
Cameras and lots More!
Delivered direct to you!
Even finance your Travel and Vacations 100%!!
Only if you are: 
in the Military, 
Police, Fire Fighters, Teachers 
or any State Employees! 
Pay back via allotment!
Click Here  

 

Guaranteed Credit Cards 
 VISA - MC
 If you have Poor Credit, No Credit or even Horrible Credit - 
now you can get a guaranteed Unsecured VISA or MC:
Click Here

Note: If you have bad credit:
For the Complete 
 List of Credit Cards for bad credit - VISA and MC
It's getting hard to get a credit card again as money gets tight!
Click Here

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Bad Credit Homeowners
 Click Here To Apply
 Your answer usually in 24 hours or less.

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Personal Loans - Canada and USA
Up to $10,000 with a quick answer. 
National company with impeccable record.
USA or Canada! Safe and Secure
Apply online now! Unsecured Loans - Click Here
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Remarkable!    Latest Technology!    Now Available! 
CNN says this is the new way to get out of debt. 
If you can't get a loan, you just ask for the money you need!
Get Donations from around the world that you never pay back!
 If you really need the money.
Read the report from CNN 
As well as several other news articles about this innovation: 
One woman got over $20,000 in just over 20 weeks!
DonateMoney2me.com
Click Here

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Credit Repair done by a real law firm:
 Clean Up Your Credit Report Click Here

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Unsecured Personal Loans
 Options for no payment for 6 months! 
Or interest only payments for first six months. 
Bad credit welcome and always approved!
Click Here
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Totally New Concept!
The Newest way to get an unsecured loan -
 Not from a company but from an ordinary individual!
People lending to people. Private Deals.
It's going to change the way lending is done.
Private Deals from Private People!
Click Here
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Personal Loans - Canada and USA
If you have better credit:
Click Here

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Special Note: Please read this! -- This is very dangerous to your credit!
                                             Avoid the credit check pitfall!
  • Before you start applying everywhere, realize this:
  • 2 or more recent credit checks (inquiries) will negatively affect your credit score. Your credit score can be seriously damaged!
  • But, you can avoid this pitfall and still be able to apply at several companies if you are turned down, you can go to the next lender and apply without worry about your credit being damaged. 
  • Here is how it works:
  • If you purchase a copy of your credit report in advance, 
    a lender can pre-approve you with a faxed current copy of your credit report. If they decide to reject the loan, you can continue to apply at different lenders until you find one that accepts you.
  • Before completion of the loan process your actual lender will probably need to do a final check on their own, but now you have only one inquiry on your records instead of two or three or more!
  • Note: when you purchase your credit report, it does not show up as an inquiry!  
  • It is a good idea to know in advance what your credit score is and if there is any incorrect information on your reports. You really need to bite the bullet and find out what's on your credit record!
  • As reported on CNN, NBC, ABC, CBS, and Fox News, 
    .................a recent study showed 79%     of all credit reports 
    have some incorrect information.
  • Incorrect information can cause you to pay more in interest, make it difficult to get a home or even rent an apartment and much more! 
  • To order your credit report and get it instantly online: Click here
  • Be sure to get the one with all 3 credit bureaus reports as you will need all three.

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Free E-Book VipCredit Handbook
(this is not the one you see advertised all over the web, this is a concise up to date handbook)
Good news!!
 Our new free E-book does not have to be downloaded!
It is web based and comes up in your browser, give it a minute to load.
You need this information to make in this credit society! 
"It's terrific!"
  It's absolutely FREE!  
Click Here

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Free Credit Empowerment Zone
The more you know the better off you are!

Learn More about Credit 
and how it affects your life.
Click on the Title:    


Thinking About Getting A Mortgage?

Bad credit personal loans are one of the most requested loans in the world. Although you might think home loans or auto loans would be requested more often, the truth is that personal loans, especially bad credit personal loans are high on the list. Because of this, there are many disreputable ways to lose money if you are looking for that type of loan, personal loan with bad credit. If your credit is good, you are less likely to get taken in......this is because there are so many reputable companies that offer personal loans for people with good credit. 

We offer credit cards, personal loans, unsecured loans, high risk loans, loans to people with bad credit, signature loans, home loans, car loans and automobile refinance loans, pay day loans, cash advance loans,
debt consolidation loans and alternative loans specializing in bad credit.

 

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Bad Credit     Good Credit     Horrible Credit
Personal Loans      Guaranteed VISA    Refinance Loan    Mortgage Loan    Auto Loan   Credit Repair     Quick $500-$1000    Debt Consolidation Plan

Glossary of Lending and Financing Terms




Web-masters:
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Questions? 

Contact:  Support - go to our help desk:  Click Here
Because we receive so many emails a day, and have so many different services, 
we may need additional information to find your records and/or to respond properly. 
When you send in your comment, please be specific and if you are an existing member, 
send your member receipt number.  
If we get an a message that reads something like this: "How long will it take?" 
It is hard for us to know who sent it, what it pertains to and how to reply.
Be specific as possible. We get questions about many different services. 
The more information you send the faster everything goes.

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Our Privacy Policy  

We will never sell your information. We do not share ANY information with outside parties. To prevent unauthorized access, and ensure the appropriate use of information, we have appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use return email addresses to answer the email we receive and you have the option to "opt out" of our contact with you in the future. Such addresses are not used for any other purpose, are not shared with outside parties, and are never sold. Your information will not be kept on file after 6 months. It will be destroyed at that time.

 

Copyright 
All rights reserved.
© Copyright EGM Services, Inc
P O Box 430
Seville, FL  32190
Toll Free Info Line
1-877-597-5047

 

Pre-Qualify For Unsecured Loan - Find out how much you can borrow:  Click Here
New Personal Loan Gold Service Click Here 
See your credit score: Click Here