Unsecured Personal Loan - Guaranteed Loans - Abacus is Proud to Offer Loans to Everyone

Abacus Credit & Loan - Personal Loans - Home Loans - Auto Loans

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Credit Cards & Personal Loans to $150,000 Since 1998

Go Direct to the Application - Click Here

"I had applied for a loan from one of the
institutions you have recommended, and wow!
They approved me for the loan I asked for
and I am on my way. Judy L. in Chicago

"I don't know why I have been having doubts
about your site but now I feel that I should
recommend you to a friend!
Thanx...Very much!"
Bill V. Baltimore

More testimonials

Credit Cards and Cash in hand! 10-30 days! It's Guaranteed!

In addition to many great products in our complete package, we offer a list of bad credit lenders.
Loan companies that specialize in lending unsecured loans to people who have bad credit history or no proven track record.
You have the best chance of getting the loan you are looking for and not spinning your wheels and not lowering your credit score any more.
Over the years we have searched and searched for lenders that fall into this category and although it does not have "hundreds and thousands" of lenders, it does have the small list of places that do offer these type of loans and brokers who specialize in finding and matching lenders and borrowers. And we have "weeded out" the worst.
Constantly updated and you have access for one year!
You might be able to find all these places yourself by searching through all of the search engines, newspaper advertisements, and spending hours and hours reading through the "hundreds of web sites" claiming they can get you a personal loan with bad credit.
If you feel like you don't have the time and you don't feel sure about picking from the masses of claims out there.
Try us. We won't disappoint you.
Sorting out the "good guys" from the "bad guys" is no easy task. We care about our clients and we regularly update our Package which includes the list of places where you can actually get an unsecured personal loan.
See what else is included in our Package below.
We remove any company that we get complaints about so you know we will not steer you in the wrong direction.
We must point out that if you have a bad experience with any company we refer you to, you must let us know.
Our clients have been our eyes and ears and over the years we have listened!
The question often comes up. Can you guarantee me a personal loan? And if not, why charge a fee.
Our guarantee is that if you do not get the loan you pay nothing.
Try at least two places and if you get turned down for the loan in the amount you require, we will gladly refund your fee.
Please remember to avoid the pitfall of credit inquiries.
(see: a way to avoid this pitfall below.)
Regarding the other question of the fact that we charge a fee and usually those are funds you need to put somewhere else. Like paying a bill or something.
But if you are here because you have bad credit and or high debt, and you don't make some effort to get out of the hole.....
The chances are, you never will get out of the hole.
It might hurt a little to get started but the payoff is worth it.
Although we specialize in locating the lenders who offer personal loans, we give you so much more in our special "VipCredit Package".
You get it all. Some items in this comprehensive package may not help you now but you may have need of them in the future. A package worth over $500.00.
Go Direct to the Application - Click Here

Easy & Secure Sign-up Options!
Apply using Personal Check, Credit Card, PayPal or Money Order
You can apply right away.

Included in your Package:

The list of Proven companies where you can get VISA and other Credit Cards with
no credit check.
A credit repair kit which leads you through the process of fixing errors on your credit report.
Instructions on how to buy real estate with no money down and no credit check
(as seen on TV).
The VipCredit Manual which is web based and regularly updated with the latest credit advice. This is a freebie on our site.
The proven list of bad credit loan companies that offer loans and or service for loans
for people with bad or no credit.
Instructions on how to purchase a used vehicle or boat with no money down and
no credit check.
Total package worth over $500.00.
PLUS - these great extras that have nothing to do with your credit,
they're just extra!
You're not required to take them, but they are yours if you want them.
3 day/2 Night Free Vacation in your choice of 26 destinations (Value over $250)
Satellite System (Value over $100), Cell Phone (value over $99)
A free pair of Airline Tickets! Just for participating!
Your tickets can be used to fly to almost anywhere in the world and you have up to 2 years to redeem them. They have a retail value of $1600.

"We just want to make it simpler for you. No big fuss."

You have nothing to lose!
Note For you, this is a "no risk" situation!
It is the lender who is at risk! Will you pay back the loan?
Your money back guarantee is immediately in effect!
Our Iron Clad - 30 Day - Money Back Guarantee:
Although it does not happen often, we will refund your fee because you were turned down,
if for any reason you did not receive a genuine offer.
Just show us you applied at two places or more and were declined and you will get a
quick and easy full refund of your payment!

You get instant access for one year!
One payment of only $29.95 click on your choice:
Don't stop now. - Take the next step.
The credit card and or cash you need.
Usually in less than 30 days!
Get This Credit Card and Loan!
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Wait! Think this out!
If you can't make the payments or you are not serious:
Please........don't apply. But if you are serious:

Apply Now: Click on your choice:
After clicking on your choice, you will be taken to the secure order page.
Remember, you will become a member instantly!
Access to the lenders where you can apply right away!

Apply now using your Credit Card or Debit Card

Personal Checks
Please note: Because we have had so many bad checks,
You will have to wait until your check clears to receive your information!
When the secured payment screen comes up, if it is asking for your credit card instead of personal check, there is a place on the form - look for the place where it says
"Not using credit card? Click Here to pay by check"
Click Here

If for any reason you had trouble getting your transaction to go through
Please try again by clicking here
When your transaction goes through, you get an instant emailed receipt.

Your billing statement will show a charge from

Apply now using PayPal

See our refund policy

Apply by mail: money order:
If you have none of the above payment options available, or if you prefer:
You can send a $29.95 money order made payable to
EGM Services and
include your email address
(please print it twice please)
We will email you login to our member area upon receipt:

Send to:
EGM Services
P O Box 430
Seville, FL 32190

Other Credit Links

Military, Police, Fire Fighters, Teachers
All State and Federal Employees!

Bad Credit is approved!
100% financing!
Computers, TV, Appliances, Stereo,
Cameras and lots More!
Delivered direct to you!
Even finance your Travel and Vacations 100%!!
Only if you are:
in the Military,
Police, Fire Fighters, Teachers
or any State Employees!
Pay back via allotment!
Click Here

Special Note: Please read this! -- This is very dangerous to your credit!
Avoid the credit check pitfall!

Before you start applying everywhere, realize this:
2 or more recent credit checks (inquiries) will negatively affect your credit score. Your credit score can be seriously damaged!
But, you can avoid this pitfall and still be able to apply at several companies if you are turned down, you can go to the next lender and apply without worry about your credit being damaged.
Here is how it works:
If you purchase a copy of your credit report in advance,
a lender can pre-approve you with a faxed current copy of your credit report. If they decide to reject the loan, you can continue to apply at different lenders until you find one that accepts you.
Before completion of the loan process your actual lender will probably need to do a final check on their own, but now you have only one inquiry on your records instead of two or three or more!
Note: when you purchase your credit report, it does not show up as an inquiry!
It is a good idea to know in advance what your credit score is and if there is any incorrect information on your reports. You really need to bite the bullet and find out what's on your credit record!
As reported on CNN, NBC, ABC, CBS, and Fox News,
.................a recent study showed 79% of all credit reports
have some incorrect information.
Incorrect information can cause you to pay more in interest, make it difficult to get a home or even rent an apartment and much more!
To order your credit report and get it instantly online: Click here
Be sure to get the one with all 3 credit bureaus reports as you will need all three.

Bad credit personal loans are one of the most requested loans in the world. Although you might think home loans or auto loans would be requested more often, the truth is that personal loans, especially bad credit personal loans are high on the list. Because of this, there are many disreputable ways to lose money if you are looking for that type of loan, personal loan with bad credit. If your credit is good, you are less likely to get taken in......this is because there are so many reputable companies that offer personal loans for people with good credit.

We offer credit cards, personal loans, unsecured loans, high risk loans, loans to people with bad credit, signature loans, home loans, car loans and automobile refinance loans, pay day loans, cash advance loans,
debt consolidation loans and alternative loans specializing in bad credit.

Questions?

Contact: Support - go to our help desk: Click Here
Because we receive so many emails a day, and have so many different services,
we may need additional information to find your records and/or to respond properly.
When you send in your comment, please be specific and if you are an existing member,
send your member receipt number.
If we get an a message that reads something like this: "How long will it take?"
It is hard for us to know who sent it, what it pertains to and how to reply.
Be specific as possible. We get questions about many different services.
The more information you send the faster everything goes.

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Our Privacy Policy

We will never sell your information. We do not share ANY information with outside parties. To prevent unauthorized access, and ensure the appropriate use of information, we have appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use return email addresses to answer the email we receive and you have the option to "opt out" of our contact with you in the future. Such addresses are not used for any other purpose, are not shared with outside parties, and are never sold. Your information will not be kept on file after 6 months. It will be destroyed at that time.